Utilize this powerful presentation tool on advanced sales concepts that you can use and personalize for your client.
- Business Continuation Concepts
- Key Person Life Insurance
- Entity-Purchase Buy-Sell Agreement
- Cross-Purchase Buy-Sell Agreement
Estate Tax Concepts
- Depletion of an Estate by Taxes and Costs
- Estate Liquidity
- Gift Tax Annual Exclusion
- Irrevocable Life Insurance Trust
- Retirement Income Sources
- Qualified Plans vs. Nonqualified Arrangements
- Traditional vs. Roth IRA
- Incidental Life Insurance in Qualified Retirement Plans
- Charitable Gift of a Life Insurance Policy
- Life Insurance as Alternative to Bequest
- Wealth Replacement Technique
- Income Tax Charitable Deduction
Insurance and Annuities
- How much Life Insurance do I need?
- Term Life Insurance
- Whole Life Insurance
- Universal Life Insurance
What’s new for August 2020?
We’re happy to announce releases that address provisions designed to ease financial pressures on individuals and businesses coping with the COVID-19 pandemic.
A young mother made sure her family’s future was protected with life insurance.
Life Insurance 101
No one really wants to think about life insurance. If someone depends on you financially, it’s a topic you can’t avoid. Getting life insurance doesn’t have to be hard (or boring). We have some answers to common questions about life insurance so you can make informed decisions about protecting your loved ones financially.
Life Happens’ mission, as a nonprofit, is to give you unbiased information to help you make smart insurance choices to protect your loved ones.
Why is life insurance worth it?
Life insurance is important because it’s a simple answer to a very difficult question: How will my loved ones manage financially if something were to happen to me?
What are the different types of life insurance?
Life insurance generally falls into two categories:
Term life insurance provides protection for a specific period of time (the term), often 10, 20 or 30 years.
What is the avarage life insurance cost?
Do I need life insurance?
That’s a great question. And the truth is not everyone does. But ask yourself, “Would someone suffer financially if I died?” If you answered, “Yes,” then chances are you need life insurance.
Life Insurance Needs Calculator
Answer a few simple questions to estimate the amount of life insurance coverage you need to take care of your family.
This is an estimate only. For a complete assessment, contact a qualified insurance professional.
Our short-term solutions portfolio offers clients the choice of two easy-to-understand products with coverage that doesn’t break the bank.
Premium flexibility, potential cash-value growth, options to customize coverage—these are just some of the features you’ll find in Protective’s diverse product portfolio.
Unique Concepts & Features
Life insurance isn’t one size fits all. That’s why Protective offers unique features and strategies that can help meet client needs.
Explore product specs, key marketing materials, and more.
Help identify and meet your
Live and recorded events about North American’s products, technology, and sales concepts.
Information about online e-app, accelerated underwriting, and more.
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Living benefit riders offer financial protection you need in the event of a qualifying condition. This income tax–advantaged benefit lets you access funds from your life insurance policy while you are living
Who We Are
NAILBA is essential to the future success of America’s insurance and financial services wholesale brokerage distribution.
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How Do I Use
LIMRA brings the financial services industry together. They are a worldwide research, consulting and professional development organization that connects people to data, thought leadership, solutions, and each other.
Life Insurance Research
Find the insights and benchmarks you need to make strategic decisions and grow sales. You will find actionable information on these and more.
Featured Life Insurance Research