A young mother made sure her family’s future was protected with life insurance.
Life Insurance 101
No one really wants to think about life insurance. If someone depends on you financially, it’s a topic you can’t avoid. Getting life insurance doesn’t have to be hard (or boring). We have some answers to common questions about life insurance so you can make informed decisions about protecting your loved ones financially.
Life Happens’ mission, as a nonprofit, is to give you unbiased information to help you make smart insurance choices to protect your loved ones.
Why is life insurance worth it?
Life insurance is important because it’s a simple answer to a very difficult question: How will my loved ones manage financially if something were to happen to me?
What are the different types of life insurance?
Life insurance generally falls into two categories:
Term life insurance provides protection for a specific period of time (the term), often 10, 20 or 30 years.
What is the avarage life insurance cost?
Do I need life insurance?
That’s a great question. And the truth is not everyone does. But ask yourself, “Would someone suffer financially if I died?” If you answered, “Yes,” then chances are you need life insurance.
Life Insurance Needs Calculator
Answer a few simple questions to estimate the amount of life insurance coverage you need to take care of your family.
This is an estimate only. For a complete assessment, contact a qualified insurance professional.
Our short-term solutions portfolio offers clients the choice of two easy-to-understand products with coverage that doesn’t break the bank.
Premium flexibility, potential cash-value growth, options to customize coverage—these are just some of the features you’ll find in Protective’s diverse product portfolio.
Unique Concepts & Features
Life insurance isn’t one size fits all. That’s why Protective offers unique features and strategies that can help meet client needs.
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Living benefit riders offer financial protection you need in the event of a qualifying condition. This income tax–advantaged benefit lets you access funds from your life insurance policy while you are living
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Life Insurance Research
Find the insights and benchmarks you need to make strategic decisions and grow sales. You will find actionable information on these and more.
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