NEW BenchMark Reliance^SM client advertisements and postcards are now available for personalization. Check them out in the Ad Catalog.

You've worked long and hard
to build your retirement and
protect your future.

Who can you trust to help safeguard and grow your hard-earned dollars?

Meet the BenchMark Reliance^SM fixed deferred annuity series from American National Insurance Company. With a proven company and product track record, you can rest assured knowing your assets are growing safely.

	More than a century of experience and stability.
	"A" (Excellent) rating or higher by A.M. Best for the past 50 years!**
	Only insurance carrier named to Forbes' list of the "100 most trustworthy companies!"*

	Dependable, 17-year product series track record.
	Reliable minimum interest rate guarantee protects your money from market fluctuation.^?
	Surrender charge-free access to a portion of your money when you need it.^??

BenchMark Reliance^SM-Confidence inspired by experience.

Call today to learn more.

YOUR INFO HERE
Please provide company name, contact, phone number, website, and logo.

BenchMark Reliance^SM flexible premium fixed deferred annuities are issued by American National Insurance Company, Galveston, TX, and distributed by Legacy Marketing Group^®. Products and features may not be available in all jurisdictions. Contract Form Nos: AN-PBE0603-10-0, AN-PBE0603-10-2, AN-PBE0603-10-4, AN-PBE0603-10-6, AN-PBE0603-10-8. Contract forms and numbers may vary.

*	Source: Audit Integrity: "Audit Integrity Top 100: 2009 Exclusive Report," (April 6, 2009).
**	Source: Best's Review (July 2009). Current ratings: A (Excellent) by A.M. Best, the third highest of 13 active company ratings for financial strength; AA- (Very Strong) by Standard & Poor's, the fourth highest of 20 active company ratings for financial strength. Ratings as of January 2010.
?	Guarantees are based on the claims-paying ability of American National Insurance Company.
??	Withdrawals in excess of the surrender charge-free amount may be subject to applicable surrender charges, retroactive interest, and/or market value adjustments. Withdrawals may be subject to income tax, and a 10% federal tax penalty may apply to withdrawals taken before age 59½.

Annuities are products issued by insurance companies. Interests in annuities are not deposits or obligations of, or guaranteed by, any bank. An annuity is not insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board, or any other federal agency.

For exact terms and conditions, please refer to the contract.

AN1897v1109_B

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